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PLANNING FOR MY lIFE EVENTS

 
 

 

 
 


Growing families and aging parents can be a serious financial commitment.  Taking care of your parents’ health care and housing needs in addition to your own family’s needs requires significant planning and resources.

Starting in December 2008, the new Registered Disability Savings Plan (RDSP) will come into effect.  The RDSP is a new registered savings plan that permits individuals to save up to $200,000 on a tax-deferred basis for someone with a disability. It also comes with generous government incentives in the form of the new Canada Disability Savings Grant and the Canada Disability Savings Bond, which can provide up to $90,000 in free government money based on only $30,000 of personal contributions.  The first RDSPs are expected to be launched in December 2008.

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