pLANNING FOR MY LIFE STAGES

 
 

Throughout your life, your goals develop and priorities shift.  Life events and changes like embarking on a new career, your education, building a family, or dealing with an empty nest cause fundamental changes in your personal financial situation.  Planning for your retirement should make sense for where you are today and where you want to be tomorrow.


Your 20s:
Retiring may seem like a long way off as you start to establish yourself in your career and your personal life.  You are likely more focused on your life now than you are on your life in the future, but starting on a retirement plan at this stage in life can help put you on the right path for your future.  And the money you invest now will be worth more to you in retirement than the money you invest later.  Putting money aside on a regular basis in your 20s, even in very small amounts, can lead to significant gains for your future.  Starting a plan is easier than you think!  Get started today by booking a free consultation with an advisor in your area. 

Your 30s:
Your 30s are likely a decade of making many financial decisions.  Chances are you are trying to meet multiple financial needs like paying a mortgage, starting a family, investing in your career and saving for your future.  With so much to balance, setting financial priorities is important, and too often falls by the  wayside.  Your Equity Associates Advisor will help you set your priorities, and create a personalized financial plan for you at no cost. 

Your 40s:
Your 40s are often a decade of change.  Changes in career, housing, and personal life affect how you manage and build your wealth.  You have likely started saving for retirement, but chances are you don’t have a plan that’s been custom designed for your life.  Your advisor can help you plan for all of your investment needs, from your child’s education to your retirement, to building your dream workshop or even starting your own company.   Start a plan that is custom designed to suit your personal and financial goals for today and tomorrow.  Contact a Canadian First Financial Centres Advisor to get started on your customized plan today! 

Your 50s:
Your 50s are a time when building retirement savings is at the forefront of your priorities.  Changes in cash flow from paid off mortgages, an empty nest, or from new investments may require changes to your current investment strategies.  Embrace the earning potential of each day and put your mind at ease - contact an advisor today to discuss your priorities and create a plan to help you achieve your objectives. 

Your 60s:
Your 60s are a time when you need to ensure that you have the savings necessary to provide for the cash flow you need in retirement.   Depending on your circumstance, this may be a time for full retirement, partial retirement or a shift in your career.  This is a good time to sit down with a financial advisor and ask all the questions you may have about managing your retirement savings and income, dealing with your estate and insuring that your investments are where you want them.  Meet with your local advisor today for a free retirement plan analysis. 

Your 70s and Beyond:
Your 70s are likely a time when you are enjoying the freedom of retirement.  You have more time to spend with your friends and family, to relax, or to pick up new hobbies.  You may also be dealing with health issues and estate planning.  Talk with an advisor today to discuss health care, estate planning, and cash flow management. 




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